What are the eligibility requirements for a 10-year Golden Visa in the UAE?

To qualify for the 10-year residency permit, you must meet the following criteria:

• Total Investment: Own property (ready or off-plan) with a total value of at least AED 2 million. This can be a single property or a portfolio of multiple units.
• Property Type: Both freehold and leasehold properties qualify, provided they are located in designated investment zones.
• Mortgages: If the property is mortgaged, you are eligible as long as the total property value on the contract is AED 2 million or more. As of 2026, the specific "minimum cash paid" requirement to the bank has been removed; you simply need to own the asset and provide a Bank NOC.
• Physical Presence: You must be physically present in the UAE to complete the medical screening and biometric process for the application.
• Married Couples: Spouses can pool their ownership in a single property to reach the AED 2 million threshold. If the property is worth at least AED 2M, one spouse applies as the primary holder and sponsors the other. If the property is worth AED 4M or more, both can apply as independent primary visa holders.
• Off-Plan (Oqood): Properties under construction qualify. You must provide the Oqood or the Initial Contract of Sale showing a purchase price of at least AED 2 million.
• Market Appreciation: If your property was originally purchased for less than AED 2M but its value has risen, you must obtain an Official Valuation Certificate from the Dubai Land Department (DLD) to prove it now exceeds the threshold.
• Partner Ownership: If co-owning with a non-spouse partner, your individual share must represent at least AED 2 million of the property’s value.
• Name Accuracy: The name on the Title Deed or Oqood must match your passport exactly.

You can also consult with Prosper experts to help you navigate your application in a seamless manner.