Frequently Asked Questions

How do I get a handover mortgage from Prosper?

  • Login to Prosper with your email and phone number and verify using OTPs.
  • Go to Mortgages < Handover payment and click ‘Get Started’.
  • Verify your Passport and Emirates ID and then head over to mortgages < handover payment again.
  • Under what you are looking for, select ‘handover’.
  • Choose whether you own a villa, apartment or other property.
  • Enter the purchase price of your property.
  • Outline whether you hold a UAE passport or not.
  • Mention your residency status i.e., whether you’re an expat living in the UAE or not.
  • Mention your date of birth and what passport you hold.
  • Select whether you’re employed, self-employed or have other sources of income.
  • Outline if you’re applying for a single or joint application.
  • Share your monthly income, if you have any credit cards (with their credit limit), and if you’re currently having any other loans (with their monthly repayment amount).
  • After submitting your application, a mortgage advisor from My Mortgage, our partner agency, will get in touch with you.
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