How can you qualify for a mortgage in Dubai or other Emirates?

If you are a self-employed UAE resident, you will need to provide the following:

• Proof of identification (passport, visa, and Emirates ID copies)
• Personal and company bank statements for the last 12 months
• The most recent credit card statement
• Evidence of any existing financial obligations, such as loans or mortgages
• Business documents, including a copy of your trade license and two years of audited company financials

For salaried UAE residents, the requirements include:

• Proof of identification (passport, visa, and Emirates ID copies)
• A salary letter signed by a company representative, stamped with the company’s seal
• Pay slips and bank statements spanning over the last 6 months
• The latest credit card statement