Frequently Asked Questions

How do I apply for a mortgage with Prosper as a resident in Dubai?

Residents can avail up to 80% mortgage loans in Dubai. To apply:

  • Login to Prosper with your email and phone number and verify using OTPs.
  • Head over to the mortgages section.
  • Select “New Mortgage” and verify your passport and Emirates ID.
  • In the form, choose a new mortgage and under having found a property already, you can either select “Just browsing the market”, “I’ve started looking around” or “I’ve found my dream home”.
  • Select the type of property you're looking for in the market and choose Ready to move in or Under construction accordingly.
  • Enter the property price and click ‘Next’
  • Select whether you hold a UAE passport and if you’re an expat living in the UAE or not.
  • Proceed to enter your date of birth and choose your country under “What passport do you hold?”
  • Answer any remaining questions and submit your details.
  • Once you submit, you’ll see a confirmation, and a mortgage advisor from our partner agency, My Mortgage, will contact you shortly.
  • If you’ve already added a property, you can also start from your dashboard:
  • Click “Dashboard”, then “My Properties”, and open your property.
  • Go to the “Mortgage” tab and scroll to the bottom.
  • Under “Apply for a Mortgage Now”, click “Get started” and follow the same steps as above.
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