Frequently Asked Questions

What paperwork is required for non-residents to secure a mortgage in the UAE?

Non-residents who are salaried and wish to obtain a UAE mortgage will need to submit the following documents:

  • Proof of identity (passport copy and a recent passport-sized photograph)
  • Work ID from their employer
  • A salary letter from the employer
  • Pay slips for the past six months (especially if there are income variations)
  • Documentation for any additional income, such as tenancy contracts or property title deeds for rental income
  • A recently issued salary certificate
  • Bank statements from both salary and personal accounts for the last six months
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