UAE Residents

• A valid Emirates ID (original and copy)
• A copy of their passport, including the visa page
• Proof of income, such as salary certificates, bank statements from the last three to six months, or tax returns for self-employed individuals
• A signed Sales and Purchase Agreement (SPA) - the legally binding contract between the buyer and the developer that outlines payment terms, handover timelines, and the developer's obligations

Non-Residents and International Buyers

• A clear copy of a valid international passport
• Proof of funds — this may include recent bank statements, proof of existing assets, or documentation of investment portfolios
• Developer approval, which some developers require before a sale can be confirmed, particularly for international purchasers
• In some cases, a No Objection Certificate (NOC) may be requested if the buyer's funds originate from outside the UAE

Mortgage Buyers

• Mortgage pre-approval letter from a UAE-licensed bank or financial institution.
• Proof of employment or business ownership.
• Recent payslips and bank statements covering at least six months.
• A liability letter confirming existing loan obligations, if any.
• The bank's own valuation report for the property, which is usually arranged by the lender.

It is strongly advisable to work with a registered property agent or legal adviser when compiling your documentation to ensure all paperwork is complete and compliant with Dubai Land Department (DLD) requirements.

• Dubai Land Department (DLD) Fee:A mandatory 4% registration fee applied to all property transactions in Dubai, calculated based on the total purchase price.
• Oqood Registration:This is the pre-title deed registration fee for off-plan properties. The fees generally depend on the developer’s specific requirements. Oqood acts as an interim title document until the project is completed and the full title deed is issued
• Title Deed:Original or updated document from Dubai REST confirming ownership.
• Brokerage Fee:Where a registered real estate agent facilitates a secondary market transaction, a fee of approximately 2% of the property value is standard. However, if purchasing directly from the developer, this fee typically does not apply.
• Service Charges:Annual fees payable to the building or community management for the maintenance of shared facilities. These vary by development and location and are only applicable once the property has been handed over.

• Escrow Accounts: Under UAE law, all payments made by buyers must be deposited into a DLD-regulated escrow account. Funds are only released to the developer in stages, aligned with verified construction milestones. This ensures that your investment is protected and ringfenced from the developer's general operations.
• RERA Registration: All off plan projects must be registered with the Real Estate Regulatory Authority (RERA) before they are marketed or sold. RERA also issues completion certificates and tracks project progress against approved timelines.
• Resale Restrictions: Some developers impose conditions on reselling the unit before construction reaches a defined milestone, usually between 30% and 50% completion. Buyers should review the SPA carefully for any such clauses.
• Handover and Title Deed Transfer: At project completion, the final payment tranche is due before the title deed is formally transferred to the buyer's name at the DLD. Buyers should inspect the unit prior to accepting handover.
• Cancellation Protections: In the event of project cancellation or significant developer default, RERA provides a mechanism for buyers to seek refunds from the escrow account, offering an additional layer of security.

Golden Visa Eligibility

Lower Purchase Prices and Flexible Payment Plans

High Capital Appreciation

Customisation and Unit Selection

Government Regulations and Buyer Protection

Strong Rental Yields

Modern Amenities and Smart Technology

• Dubai South
• Arjan
• Downtown Dubai
• Business Bay
• Dubailand
• Jumeirah Village Circle (JVC)
• Dubai Hills Estate